ACH Non-Processing Calendars
|New Year’s Day||January 1||January 1*||January 1**||
|Birthday of Martin Luther King, Jr.||January 18||January 17||January 16||January 15||January 20|
|Washington’s Birthday||February 15||February 21||February 20||February 19||February 17|
|Memorial Day||May 31||May 30||May 29||May 27||May 26|
|Independence Day||July 4**||July 4||July 4||July 4||July 4|
|Labor Day||September 6||September 5||September 4||September 2||September 1|
|Columbus Day||October 11||October 10||October 9||October 14||October 13|
|Veterans Day||November 11||November 11||November 11*||November 11||November 11|
|Thanksgiving Day||November 25||November 24||November 23||November 28||November 27|
|Christmas Day||December 25*||December 25**||December 25||December 25||December 25|
* For holidays falling on Saturday, Federal Reserve Banks and branches will be open the preceding Friday. For holidays falling on Sunday, Federal Reserve offices will be closed the following Monday.
** Accepta will be closed from 2:00 P.M. Atlantic Standard Time on Christmas Eve, December 24th through Christmas Day, the 25th, and on New Year’s Eve, December 31st through New Year’s Day, January 1st.