ACH Non-Processing Calendars
United States Federal Reserve Bank Holidays. Federal Reserve Banks will not be processing ACH transactions on the days described below. If you have any questions, please contact us at (787) 774-1555.
| Holidays | 2022 | 2023 | 2024 | 2025 | 2026 |
| New Year’s Day | January 1* | January 1** | January 1 | January 1 | January 1 |
| Birthday of Martin Luther King, Jr. | January 17 | January 16 | January 15 | January 20 | January 19 |
| Washington’s Birthday | February 21 | February 20 | February 19 | February 17 | February 16 |
| Memorial Day | May 30 | May 29 | May 27 | May 26 | May 25 |
| Juneteenth National Independence Day | June 20* | June 19 | June 19 | June 19 | June 19 |
| Independence Day | July 4 | July 4 | July 4 | July 4 | July 4 |
| Labor Day | September 5 | September 4 | September 2 | September 1 | September 7 |
| Columbus Day | October 10 | October 9 | October 14 | October 13 | October 12 |
| Veterans Day | November 11 | November 11* | November 11 | November 11 | November 11 |
| Thanksgiving Day | November 24 | November 23 | November 28 | November 27 | November 26 |
| Christmas Day | December 25** | December 25 | December 25 | December 25 | December 25 |
* For holidays falling on Saturday, Federal Reserve Banks and branches will be open the preceding Friday. For holidays falling on Sunday, Federal Reserve offices will be closed the following Monday.
** Accepta will be closed from 2:00 P.M. Atlantic Standard Time on Christmas Eve, December 24th through Christmas Day, the 25th, and on New Year’s Eve, December 31st through New Year’s Day, January 1st.