Credit cards

Card-Present (CP) transactions and Card-Not-Present (CNP) transactions are the transaction categories available for credit card purchases. But what do they mean? Even simple sounding terms like these ones could use some elaborating in order to properly understand the full scope of their definitions. Since each has its own merits and costs, knowing which transaction method […]

On our last blog, we discussed a guide on Card-present & Card-not-present transactions. Taking payments over the phone fall under card-not-present (CNP) transactions which, simply put, means that the card and the cardholder are not present during the transaction. To accept credit card payments over the phone, you’ll need either a merchant account or a payment […]